Totally Free Business Checking

Totally Free Business Checking

Eliminate an unnecessary expense and add a number of banking conveniences in its place with Totally Free Business Checking. On top of no monthly service charge, you also receive 1,000 free items per month.

Plus, enjoy convenient access to free online, bill pay, eStatements, and more. No matter the size of your business, your workload will seem much lighter with this manageable account.

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  • Simple checking for any size business
  • No monthly service charge
  • No minimum balance requirements
  • 1,000 free items per month; 25¢ per item thereafter*
  • Unlimited check writing
  • Free night depository service and drop bag
  • Free online banking & bill pay
  • Free eStatements
  • Free Visa® debit card**
  • $50 minimum deposit to open

*Items include ACH debits and checks paid or deposited.

**Available for certain accounts.

To assist in opening your new account, we may request the following:

Sole Proprietor/DBA

  • SSN or TIN of Owner

Limited Liability Company (LLC)

  • TIN of LLC
  • Operating Agreement
  • LLC Resolution


  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership

Not-For-Profit Organization

  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax exempt, IRS documentation or tax return
  • If not tax-exempt, authorization letter


  • TIN of Corporation
  • Corporate Resolution

Fictitious Business Name Statement may also be requested


Checkmarc is a FREE service for your account that recovers dishonored checks and electronic payments. It eliminates the time you currently spend trying to recover dishonored checks, and makes accepting checks as safe as accepting cash or credit cards. With our free Checkmarc program you can concentrate on your business, not collections.

Checkmarc's benefits include:

  • Receive 100% of the face value of all recovered items
  • Receive email notification of dishonored checks as well as recovered items
  • Access to a dedicated customer service team for all inquiries
  • Access to a free, password-protected check-tracking website available 24/7/365
  • We are pleased to provide Checkmarc at NO COST to you. There is no equipment to purchase or contracts to sign. A welcome packet with your Checkmarc ID number, username and password will be emailed or faxed to you upon enrollment.
  • Notifications of bad checks and reimbursements will also be sent via email. Your email address will only be used for notifications and bank service updates.

At Belgrade State Bank, we support business. Checkmarc is another way we can work together to make you more profitable.

If you DO NOT wish to participate in our free Checkmarc electronic check recovery program, please contact a new accounts representative.