The "Pay for A's" program teaches students that hard work comes with a reward—while providing the perfect starting point to a financial education. Learn how to save money, what to spend it on, and start thinking about your future.


Here's how it works:

Just show us your report card and receive a $2 credit for each "A" grade earned per quarter* (maximum of $16 per quarter)!


Download Application


*Offer available for new and existing Cool Owl Kid's accounts. "A" credit will be deposited to your account upon receipt of report card. Subject to 1099 reporting. Offer cannot be combined with any other offer and is subject to a maximum of $16 per quarter. Valid for students grades K – 12th. Report card must be presented within one month of the quarter's end to receive "A" credit.

Who-o-o-o Saves? YOU Save!