The "Pay for A's" program teaches students that hard work comes with a reward—while providing the perfect starting point to a financial education. Learn how to save money, what to spend it on, and start thinking about your future.

Here's how it works:

Just show us your report card and receive a $2 credit for each "A" grade earned per semester* (maximum of $16 per semester)!

Changes as of August 1, 2015

  • We are adding a $500 drawing! At the end of 1st and 3rd quarter, you can bring in your report card for a chance to win $500! Each "A" is an entry into our drawing! The child does not need to be a Cool Owl Kid's Club member to enter into the $500 drawing.
  • Instead of paying for $2.00 for every "A" each quarter, we will pay $2.00 for every "A" at the end of each semester. This is up to $16.00 per semester or $32.00 a year!
  • Cool Owl Kids must be present when depositing the money for each "A" at the end of the semester.
  • Also, make sure to bring in report cards before the cut off dates to be paid for A's or to be entered into the $500 drawing:

1st quarter = December 1

2nd quarter = March 1

3rd quarter = May 1

4th Quarter = August 1

*Offer available for new and existing Cool Owl Kid's accounts. "A" credit will be deposited to your account upon receipt of report card. Subject to 1099 reporting. Offer cannot be combined with any other offer and is subject to a maximum of $16 per semester. Valid for students grades K – 12th. Report card must be presented within cut off dates to receive the $2.

Who-o-o-o Saves? YOU Save!