Rates

Rates effective as of July 1, 2014. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings.

APY = Annual Percentage Yield

APY is based on quarterly compounding.

Kasasa Cash*

Balance

Minimum $50.00 to open

Interest RateAPY
Balances up to $20,0002.47%2.50%
Balances over $20,000.010.20%2.50 - 0.41%
Non-qualifying balances0.05%0.05%

Qualifying for rewards is so easy, you're probably already doing it! Each monthly qualification cycle simply do the following with your Kasasa Cash account:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic debit payment (ACH) or bill payment post and settle
  • Be enrolled and receive eStatement notice

Kasasa Saver*

Balance

Minimum $50.00 to open

Interest RateAPY
Balances up to $20,0000.5984%0.60%
Balances over $20,000.010.20%0.60% - 0.27%
Non-qualifying balances0.05%0.05%

Qualifying for rewards is so easy, you're probably already doing it! Each monthly qualification cycle simply do the following with your Kasasa Cash account:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic debit payment (ACH) or bill payment post and settle
  • Be enrolled and receive eStatement notice

Checking Accounts

ProductMinimum Deposit at Account OpeningMinimum Balance to Obtain APY*APY
A Real Community Club Checking**$50.00-0.05%
Business Checking with Interest**$50.00-0.05%
Premium Checking Account$1,000.00$1,000.00 — $2,499.990.05%
$2,500.00 and up0.30%

Savings Accounts

ProductMinimum Required DepositMinimum Balance to Obtain APY*APY
Statement Savings$50.00-0.10%
Cool Owl Kids Club Account$1.00-0.20%
Money Market Account$2,500.00$2,500.00 — $9,999.99 0.05%
$10,000.00 — $24,999.99 0.10%
$25,000.00 — $49,999.99 0.20%
$50,000.00 and up0.30%

Certificates of Deposit

Minimum of $1,000.00

TermInterest RateAPY
100 Days0.30%0.30%
6 Months0.30%0.30%
7 Months0.50% 0.50%
9 Months0.60%0.60%
12 Months0.50%0.50%
13 Months0.75%0.75%
18 Months0.85%0.85%
24 Months0.75% 0.75%
36 Months1.00% 1.00%
48 Months1.20% 1.20%
60 Months1.24% 1.25%

These certificates are automatically renewable.

Penalty for early withdrawals.