Notice Details

Visa Account Updater Service

Beginning on October 1, 2017 Visa will begin an Automatic Account Updater Service (AUS). Visa's AUS is a service that will provide card number & expiration date updates to participating merchants who retain card information records on their system, typically for recurring customer payments.


-If a card is opted in to this service, closed and a new card number issued, Visa will send the old card number & expiration date, the new card number & expiration date to any merchants who have an existing payment agreement & who are enrolled in Visa's service. If the new card number is opted out, no information will be sent.


-Merchants ONLY receive the information if they are a Card on File merchant (meaning they retain card holder information) AND are enrolled in Visa's service.


-Merchant participation in Visa's AUS is not mandatory and is at the merchant's discretion. Merchant participation is not shared with Belgrade State Bank.


-It remains the cardholder's responsibility to notify any merchants who retain card information of their correct card information.


-In the dispute process, it is now mandatory that some transaction types be Opted Out of this AUS. This is for consumer protection.


-Financial Institution participation is mandatory. However, a card can be opted out of the service at any time by calling or coming into any of our branches.


-To ensure card information is not shared, call or visit one of our branches to opt out of AUS.


If you have any questions regarding this service, please contact us.


*Regardless of opt in/opt out status it remains the cardholder's responsibility to contact merchants to update card information.