Kasasa Cash

Kasasa Cash

Cash stays organized and ever-growing with your free Kasasa Cash® checking account. Enjoy all the basics like free online banking, bill pay, and estatements—as well as the not so basic—an impressively high interest rate.

You even receive ATM fee refunds not just in Southeast Missouri but also throughout all 50 United States. Expand your checking capabilities and your wallet with an account that does more for you.

Already have a Belgrade State Bank checking account and want to change it to a Kasasa Cash account? Click here

  • 1.15% APY* on balances up to $20,000
  • 1.15% – 0.36% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Nationwide ATM fee refunds (up to $25 per month and up to $4.99 per transaction)*
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free Visa® debit card
  • $50 minimum deposit to open


Qualifying for rewards is so easy, you're probably already doing it! Simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases that post and settle
  • Have at least 1 automatic debit payment (ACH) or bill payment post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning huge interest and nationwide ATM fee refunds the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 4/01/2015. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $20,000 receive APY of 1.15%; and (3) balances over $20,000 earn 0.20% interest rate on the portion of the balance over $20,000, resulting in 1.15% - 0.36% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transaction do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" is not the same as monthly statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. Monthly direct deposit required to have these accounts. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Limit one account per Social Security Number.

Kasasa Rewards Calculator