Kasasa Saver

Kasasa Saver

Up your savings while downing the effort with the automatic saving capabilities of Kasasa Saver®. Every month the rewards earned in your free Kasasa Cash checking account are automatically transferred to your equally free Kasasa Saver—making building savings easier than ever.

And by doing everyday banking activities that make your life easier, you earn an impressive interest rate to further pad your balance. Take your savings to the next level from your office, couch, wherever you are—made possible with the help of Kasasa Saver.

Already have a Belgrade State Bank savings account and want to change it to a Kasasa Saver account? Click here

  • Linked to free Kasasa Cash account
  • 0.30% APY* on balances up to $20,000
  • 0.30% – 0.22% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • Automatic transfers of Kasasa Cash earnings
  • Automatic transfers of ATM fee refunds from Kasasa Cash*
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free Visa® debit card
  • $50 minimum deposit to open
  • 6 withdrawals per statement cycle allowed


Qualifying for rewards is so easy, you're probably already doing it! Simply do the following each monthly qualification cycle:

  • Have at least 10 debit card purchases that post and settle
  • Have at least 1 automatic debit payment (ACH) or bill payment post and settle
  • Be enrolled and receive eStatement notice

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free savings account that earns our base interest rate. Plus, you can get back to earning rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 4/1/2015. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $20,000 receive APY of 1.15%; and (3) balances over $20,000 earn 0.20% interest rate on the portion of the balance over $20,000, resulting in 1.15% - 0.36% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" is not the same as monthly statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $20,000 in Kasasa Saver receive an APY of 0.30%; and (2) balances over $20,000 in Kasasa Saver earn 0.20% interest rate on portion of balance over $20,000, resulting in 0.30% – 0.22% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Monthly direct deposit required to have these accounts. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Limit one account per Social Security Number.