Visa Debit Card

Visa Debit Card

Imagine a payment method that's faster, more economical, more convenient, and just plain easier than using your checkbook. Your Belgrade State Bank debit card works like a check, only better. You can purchase your groceries, gas, and anything else wherever Visa® is accepted.

Stop by a branch today, and we'll issue your free Visa® debit card within a matter of minutes and right on the spot. A tiny tool that packs a powerful punch—that's a Belgrade State Bank debit card.

  • Make purchases virtually anytime, anywhere
  • Direct access to your account balance
  • Receive your debit card at the same time you visit a branch
  • Accepted more widely than checks
  • Safer than carrying cash
  • Free with any Belgrade State Bank deposit account
  • No additional charges or interest owed
  • Withdraw directly from ATMs
  • Easily replaced if lost or stolen
  • Chip cards have a microchip embedded in the card that provides increased protection against fraud.
  • EMV chip cards will require you to leave your card in the terminal while the transaction is being processed.

Instant Issue

It's inconvenient to be without your debit card for even a few days. That's why we offer instant issue debit cards. Just come into the Desloge, Farmington or Potosi Main branch and receive a new debit card right on the spot. Your new debit card will be ready to use the second you walk out of the branch. No waiting for the mail. No calling to activate. No worries.

Ready in minutes

Just come into the Desloge, Farmington or Potosi Main branch, and we'll create a new, ready-to-use debit card in minutes. It's just like the card you would normally get in the mail, only faster.

Set a New Pin, Too

Using a private keypad, you'll also be able to reset your PIN. You don't have to make any additional phone calls or wait for a new PIN to arrive in the mail.

Add Some Style

We now offer over 60 fun images to choose from for your debit card. From sports, to landscapes, to cute animals - you can pick the image that reflects your personality. You can even customize the card with your favorite photo. Ask us how!

Click Here For the Image Gallery


Enjoy added peace of mind, knowing that your card is being monitored and protected around-the-clock. Our partnership with EnFact enables detection of potential fraud before it even happens.

  • Added peace of mind with protection against debit card fraud perpetrators
  • Leading technology, tools, and expertise to manage fraud
  • Around-the-clock surveying of suspicious activity by experienced fraud analysts
  • Immediate notification should potential fraud be detected
Verified By Visa

Get an extra layer of security when you shop online.

We offer Verified by Visa® to further your fraud prevention, detection, and resolution. This free, easy-to-use service confirms your identity with an extra password when you make online transactions.

How it works:

1. Activate the Verified by Visa feature.

2. Shop at participating online merchants. Visit online merchants that display the Verified by Visa symbol; it's your assurance that your transaction will have an added layer of protection.

3. Enjoy enhanced security. You can enjoy the peace of mind of Verified by Visa by activating both Visa credit and debit cards.


Beginning on October 1, 2017 Visa will begin an Automatic Account Updater Service (AUS). Visa's AUS is a service that will provide card number & expiration date updates to participating merchants who retain card information records on their system, typically for recurring customer payments.

-If a card is opted in to this service, closed and a new card number issued, Visa will send the old card number & expiration date, the new card number & expiration date to any merchants who have an existing payment agreement & who are enrolled in Visa's service. If the new card number is opted out, no information will be sent.

-Merchants ONLY receive the information if they are a Card on File merchant (meaning they retain card holder information) AND are enrolled in Visa's service.

-Merchant participation in Visa's AUS is not mandatory and is at the merchant's discretion. Merchant participation is not shared with Belgrade State Bank.

-It remains the cardholder's responsibility to notify any merchants who retain card information of their correct card information.

-In the dispute process, it is now mandatory that some transaction types be Opted Out of this AUS. This is for consumer protection.

-Financial Institution participation is mandatory. However, a card can be opted out of the service at any time by calling or coming into any of our branches.

-To ensure card information is not shared, call or visit one of our branches to opt out of AUS.