There are many ways to invest
Few offer the security of a fixed-rate CD. Just choose your term and wait for a sure return.
Key Features
- Up to 5 year terms
- Guaranteed returns
- Locked rate
- Start at $1,000
Details
- Fixed interest rates, higher than regular savings
- Receive higher interest rates by selecting a longer-term
- Interest can be paid quarterly or semi-annually
- Interest may be paid monthly on CDs $10,000 and over
- Set aside for future savings goals
- A wide range of terms is available
- Penalty for early withdrawal
- Renews automatically upon maturity
- $1,000 minimum deposit to open
- Federally insured by FDIC up to $250,000 per depositor
- A penalty may be imposed for early withdrawal
Certificates of Deposit
| Term | Interest Rate | APY |
|---|---|---|
| 6 months | 0.65% | 0.65% |
| 7 months | 3.75% | 3.80% |
| 9 months | 3.61% | 3.66% |
| 10 months | 3.61% | 3.66% |
| 12 months | 0.75% | 0.75% |
| 13 months | 3.46% | 3.51% |
| 16 months | 2.92% | 2.95% |
| 24 months | 1.05% | 1.05% |
| 36 months | 1.25% | 1.26% |
| 48 months | 1.31% | 1.32% |
| 60 months | 1.45% | 1.46% |
Effective date on rates - December 18, 2025
Minimum opening deposit: $1,000.00
APY = Annual Percentage Yield
These certificates are automatically renewable. A penalty may be imposed for early withdrawal.
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