Do more with your checking balance than pay bills and invoices; earn money too with competitive interest.

Key Features

Online Banking with Bill Pay

Mobile Banking with Deposit


EMV Debit Card

  • Versatile checking available to sole proprietors and nonprofit organizations
  • Boost your bottom line with competitive interest
  • No monthly maintenance fee
  • No minimum balance requirements
  • 100 free items per month; 12¢ per item thereafter1
  • Unlimited check writing
  • Free night depository service and drop bag
  • Free digital banking
  • Free EMV debit card2
  • $50 minimum deposit to open

1Items include ACH debits and checks paid or deposited.

2Available for certain accounts.

To assist in opening your new account, we may request the following:

Sole Proprietor/DBA

  • SSN or TIN of Owner

Limited Liability Company (LLC)

  • TIN of LLC
  • Operating Agreement
  • LLC Resolution


  • TIN of Partnership
  • Partnership Agreement
  • Certificate of Partnership

Not-For-Profit Organization

  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If tax exempt, IRS documentation or tax return
  • If not tax-exempt, authorization letter


  • TIN of Corporation
  • Corporate Resolution

Fictitious Business Name Statement may also be requested

Checkmarc is a FREE service for your account that recovers dishonored checks and electronic payments. It eliminates the time you currently spend trying to recover dishonored checks, and makes accepting checks as safe as accepting cash or credit cards. With our free Checkmarc program you can concentrate on your business, not collections. 

Checkmarc's benefits include:

  • Receive 100% of the face value of all recovered items
  • Receive email notification of dishonored checks as well as recovered items
  • Access to a dedicated customer service team for all inquiries
  • Access to a free, password-protected check-tracking website available 24/7/365
  • We are pleased to provide Checkmarc at NO COST to you. There is no equipment to purchase or contracts to sign. A welcome packet with your Checkmarc ID number, username and password will be emailed or faxed to you upon enrollment.
  • Notifications of bad checks and reimbursements will also be sent via email. Your email address will only be used for notifications and bank service updates.

At Belgrade State Bank, we support business. Checkmarc is another way we can work together to make you more profitable.

 If you DO NOT wish to participate in our free Checkmarc electronic check recovery program, please contact a new accounts representative.