Rates effective as of February 20, 2018. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.

Checking AccountsLearn More

Product Minimum Opening Deposit Minimum Balance to Obtain APY APY
Gold Owl Checking $50 n/a 0.05%
BSB Club Checking $50 n/a 0.05%
Business Checking with Interest $50 n/a 0.05%
Premium Checking Account $1,000 $1,000 - $2,499.99 0.05%
Premium Checking Account $1,000 $2,500+ 0.20%
Freedom Account $50 Up to $2,500 0.20%
Freedom Account $50 $2,500+ 0.50%

Savings AccountsLearn More

Product Minimum Opening Deposit APY
Statement Savings $50 0.10%
Cool Owl Kids Club $1 0.20%
Christmas Club $1 0.25%

Certificates of DepositLearn More

Term Rate APY
6 Months 1.01% 1.01%
9 Months 1.75% 1.76%
12 Months 1.30% 1.31%
13 Months 2.40% 2.42%
16 Months 2.50% 2.52%
24 Months 2.76% 2.79%
36 Months 3.05% 3.08%
48 Months 1.65% 1.66%
60 Months 1.75% 1.76%

Minimum opening deposit: $1,000.00

These certificates are automatically renewable. Penalty for early withdrawal.