Rates effective as of September 19, 2019. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.

Checking AccountsLearn More

Product Minimum Opening Deposit Minimum Balance to Obtain APY APY
Gold Owl Checking $50 n/a 0.05%
BSB Club Checking $50 n/a 0.05%
Business Checking with Interest $50 n/a 0.05%
Premium Checking Account $1,000 $1,000 - $2,499.99 0.05%
Premium Checking Account $1,000 $2,500+ 0.20%
Freedom Account $50 Up to $2,500 0.20%
Freedom Account $50 $2,500+ 0.50%

Savings AccountsLearn More

Product Minimum Opening Deposit APY
Statement Savings $50 0.10%
Cool Owl Kids Club $1 0.20%
Christmas Club $1 0.25%

Certificates of DepositLearn More

Term Rate APY
6 Months 1.16%

1.16%

9 Months 1.80% 1.81%
12 Months 1.75% 1.76%
13 Months 2.15% 2.16%
16 Months 2.25% 2.26%
24 Months 1.75% 1.76%
36 Months 1.90% 1.91%
48 Months 1.66% 1.67%
60 Months 1.77% 1.78%

 

Minimum opening deposit: $1,000.00

These certificates are automatically renewable. Penalty for early withdrawal.