Interest rates effective as of November 17, 2020. The interest rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.

Checking Accounts Learn More

Product Minimum Opening Deposit Minimum Balance to Obtain APY APY
Gold Owl Checking $50 n/a 0.05%
BSB Club Checking $50 n/a 0.05%
Business Checking with Interest $50 n/a 0.05%
Premium Checking Account $1,000 $1,000 - $2,499.99 0.05%
Premium Checking Account $1,000 $2,500+ 0.20%
Freedom Account $50 Up to $2,500 0.20%
Freedom Account $50 $2,500+ 0.50%

Savings Accounts Learn More

Product Minimum Opening Deposit APY
Statement Savings $50 0.10%
Cool Owl Kids Club $1 0.20%
Christmas Club $1 0.25%

Certificates of Deposit Learn More

Term Interest Rate APY
6 Months 0.25% 0.25%
9 Months 0.41% 0.41%
12 Months 0.40% 0.40%
13 Months 0.51% 0.51%
16 Months 0.66% 0.66%
24 Months 0.61% 0.61%
36 Months 0.65% 0.65%
48 Months 0.70% 0.70%
60 Months 0.80% 0.80%

 

Minimum opening deposit: $1,000.00

These certificates are automatically renewable. Penalty for early withdrawal