Rates effective as of September 19, 2019. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.

Checking AccountsLearn More

Product Minimum Opening Deposit Minimum Balance to Obtain APY APY
Gold Owl Checking $50 n/a 0.05%
BSB Club Checking $50 n/a 0.05%
Business Checking with Interest $50 n/a 0.05%
Premium Checking Account $1,000 $1,000 - $2,499.99 0.05%
Premium Checking Account $1,000 $2,500+ 0.20%
Freedom Account $50 Up to $2,500 0.20%
Freedom Account $50 $2,500+ 0.50%

Savings AccountsLearn More

Product Minimum Opening Deposit APY
Statement Savings $50 0.10%
Cool Owl Kids Club $1 0.20%
Christmas Club $1 0.25%

Certificates of DepositLearn More

Term Rate APY
6 Months 1.00%

1.00%

9 Months 1.59% 1.60%
12 Months 1.34% 1.35%
13 Months 1.99% 2.00%
16 Months 1.99% 2.00%
24 Months 1.49% 1.50%
36 Months 1.64% 1.65%
48 Months 1.66% 1.67%
60 Months 1.77% 1.78%

 

Minimum opening deposit: $1,000.00

These certificates are automatically renewable. Penalty for early withdrawal.