Rates effective as of February 20, 2018. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.

Checking AccountsLearn More

Product Minimum Opening Deposit Minimum Balance to Obtain APY APY
Gold Owl Checking $50 n/a 0.05%
BSB Club Checking $50 n/a 0.05%
Business Checking with Interest $50 n/a 0.05%
Premium Checking Account $1,000 $1,000 - $2,499.99 0.05%
Premium Checking Account $1,000 $2,500+ 0.20%
Freedom Account $50 Up to $2,500 0.20%
Freedom Account $50 $2,500+ 0.50%

Savings AccountsLearn More

Product Minimum Opening Deposit APY
Statement Savings $50 0.10%
Cool Owl Kids Club $1 0.20%
Christmas Club $1 0.25%

Certificates of DepositLearn More

Term Rate APY
100 Days 0.60% 0.60%
6 Months 0.80% 0.80%
7 Months 1.10% 1.10%
9 Months 1.25% 1.26%
12 Months 1.15% 1.15%
13 Months 1.55% 1.56%
16 Months 2.10% 2.12%
18 Months 1.75% 1.76%
24 Months 1.35% 1.36%
30 Months 1.85% 1.86%
36 Months 1.40% 1.41%
48 Months 1.52% 1.53%
60 Months 1.65% 1.66%

Minimum opening deposit: $1,000.00

These certificates are automatically renewable. Penalty for early withdrawal.