Rates effective as of September 21, 2018. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.
Checking AccountsLearn More
| Product | Minimum Opening Deposit | Minimum Balance to Obtain APY | APY |
|---|---|---|---|
| Gold Owl Checking | $50 | n/a | 0.05% |
| BSB Club Checking | $50 | n/a | 0.05% |
| Business Checking with Interest | $50 | n/a | 0.05% |
| Premium Checking Account | $1,000 | $1,000 - $2,499.99 | 0.05% |
| Premium Checking Account | $1,000 | $2,500+ | 0.20% |
| Freedom Account | $50 | Up to $2,500 | 0.20% |
| Freedom Account | $50 | $2,500+ | 0.50% |
Savings AccountsLearn More
| Product | Minimum Opening Deposit | APY |
|---|---|---|
| Statement Savings | $50 | 0.10% |
| Cool Owl Kids Club | $1 | 0.20% |
| Christmas Club | $1 | 0.25% |
Certificates of DepositLearn More
| Term | Rate | APY |
|---|---|---|
| 6 Months | 1.01% | 1.01% |
| 9 Months | 1.75% | 1.76% |
| 12 Months | 1.30% | 1.31% |
| 13 Months | 2.40% | 2.42% |
| 16 Months | 2.50% | 2.52% |
| 24 Months | 2.76% | 2.79% |
| 36 Months | 3.05% | 3.08% |
| 48 Months | 1.65% | 1.66% |
| 60 Months | 1.75% | 1.76% |
Minimum opening deposit: $1,000.00
These certificates are automatically renewable. Penalty for early withdrawal.
