Rates effective as of September 19, 2019. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.
Checking AccountsLearn More
| Product | Minimum Opening Deposit | Minimum Balance to Obtain APY | APY |
|---|---|---|---|
| Gold Owl Checking | $50 | n/a | 0.05% |
| BSB Club Checking | $50 | n/a | 0.05% |
| Business Checking with Interest | $50 | n/a | 0.05% |
| Premium Checking Account | $1,000 | $1,000 - $2,499.99 | 0.05% |
| Premium Checking Account | $1,000 | $2,500+ | 0.20% |
| Freedom Account | $50 | Up to $2,500 | 0.20% |
| Freedom Account | $50 | $2,500+ | 0.50% |
Savings AccountsLearn More
| Product | Minimum Opening Deposit | APY |
|---|---|---|
| Statement Savings | $50 | 0.10% |
| Cool Owl Kids Club | $1 | 0.20% |
| Christmas Club | $1 | 0.25% |
Certificates of DepositLearn More
| Term | Rate | APY |
|---|---|---|
| 6 Months | 1.00% |
1.00% |
| 9 Months | 1.59% | 1.60% |
| 12 Months | 1.34% | 1.35% |
| 13 Months | 1.99% | 2.00% |
| 16 Months | 1.99% | 2.00% |
| 24 Months | 1.49% | 1.50% |
| 36 Months | 1.64% | 1.65% |
| 48 Months | 1.66% | 1.67% |
| 60 Months | 1.77% | 1.78% |
Minimum opening deposit: $1,000.00
These certificates are automatically renewable. Penalty for early withdrawal.
