Rates effective as of February 20, 2018. The rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.
Checking AccountsLearn More
| Product | Minimum Opening Deposit | Minimum Balance to Obtain APY | APY |
|---|---|---|---|
| Gold Owl Checking | $50 | n/a | 0.05% |
| BSB Club Checking | $50 | n/a | 0.05% |
| Business Checking with Interest | $50 | n/a | 0.05% |
| Premium Checking Account | $1,000 | $1,000 - $2,499.99 | 0.05% |
| Premium Checking Account | $1,000 | $2,500+ | 0.20% |
| Freedom Account | $50 | Up to $2,500 | 0.20% |
| Freedom Account | $50 | $2,500+ | 0.50% |
Savings AccountsLearn More
| Product | Minimum Opening Deposit | APY |
|---|---|---|
| Statement Savings | $50 | 0.10% |
| Cool Owl Kids Club | $1 | 0.20% |
| Christmas Club | $1 | 0.25% |
Certificates of DepositLearn More
| Term | Rate | APY |
|---|---|---|
| 100 Days | 0.60% | 0.60% |
| 6 Months | 0.80% | 0.80% |
| 7 Months | 1.10% | 1.10% |
| 9 Months | 1.25% | 1.26% |
| 12 Months | 1.15% | 1.15% |
| 13 Months | 1.55% | 1.56% |
| 16 Months | 2.10% | 2.12% |
| 18 Months | 1.75% | 1.76% |
| 24 Months | 1.35% | 1.36% |
| 30 Months | 1.85% | 1.86% |
| 36 Months | 1.40% | 1.41% |
| 48 Months | 1.52% | 1.53% |
| 60 Months | 1.65% | 1.66% |
Minimum opening deposit: $1,000.00
These certificates are automatically renewable. Penalty for early withdrawal.
