| ATM | |
|---|---|
| BSB ATMS | FREE |
| Foreign ATM | $1.00 |
| BSB ATM (non-customer) | $3.00 |
| CASHIER’S CHECKS | |
| Cashier's Checks | $5.00 |
| CHECK CASHING SERVICES | |
| Non-Customer | 2.5% of Check Total w/Min. $5.00 |
| CLIENT SERVICES | |
| Account Balance Inquiry Per Nightowl or Online Banking | FREE |
| Account Balance Inquiry Per 6/phone calls | $2.00 |
| Balance checkbook (per/hr.) | $25.00 |
| Research (per/hr.) | $25.00 |
| Telephone Transfer | $2.00 |
| DEBIT CARDS | |
| First Instant Debit Card on Account | FREE |
| Lost Card | $3.00 |
| Instant/Custom Card | $5.00-$10.00 |
| DEPOSIT ITEM RETURN | |
| Deposit Item Return | $6.00 |
| DORMANT ACCOUNT - CHECKING/SAVINGS | |
| Inactive account for 1 year with less than $500 balance/month | $5.00 |
| Inactive account Cool Owl Kid's Club Account for 1 year with less than $25 balance/month | $5.00 |
| GARNISHMENTS OR LEVIES | |
| Garnishments or Levies | $100.00 |
| MONEY ORDERS | |
| Money Orders | $3.00 |
| OVERDRAFT ITEM CHARGE | |
| *Overdraft Fee | $29.50 |
| PAPER STATEMENT FEE | |
| Paper Statement Fee | $5.00 |
| INSUFFICIENT FUNDS CHARGE | |
| Per Item Returned | $29.50 |
| SAFE DEPOSIT BOXES | |
| Annual Rent | |
| 3” x 5” | $18.00 |
| 5” x 5” | $30.00 |
| 3” x 10” | $42.00 |
| 5” x 10” | $46.00 |
| 10” x 10” | $96.00 |
| Key Deposit | $12.00 |
| Billing Statement | $2.50 |
| Lock Drilling | $100.00 |
| Late Payment Per Month | $5.00 |
| STOP PAYMENT FEE | |
| Stop Payment Fee | $29.50 |
| WIRE TRANSFERS | |
| Domestic Incoming | $12.00 |
| Domestic Outgoing | $18.00 |
* A fee of $29.50 will be imposed for each overdrawn item created by check, in-person withdrawals, or automatic payments, with no maximum overdraft fee per day. (ATM Withdrawals or everyday debit card transactions are included if client requests/opts-in). Payment of your overdraft is discretionary and we reserve the right not to pay.